How To Cancel Chase Debit Card On App

The new Chase Lock feature can help keep your credit card safe in case you lose it, or it's stolen. You can lock and unlock your Chase credit card in a matter of seconds, so there's no hastle.

Have you ever misplaced your credit card? If so, you aren't alone.

In the past, you had two choices for how to deal with the problem. You could wait and hope you find the card before someone makes a fraudulent purchase. This is risky because if someone else finds your card, you could end up having to deal with getting fraudulent purchases removed from your account.

On the other hand, you could report the card lost which normally results in your card company canceling your old account number and issuing a new one. While this is the safe way to go, it can be a major hassle. If you have set up automatic payments using the card number, you'll have to track down each automatic payment and update your information.

Thankfully, Chase has recently rolled out a new feature that makes it so you don't have to deal with this dilemma. In late September 2018, Chase announced a new credit card lock and unlock feature you can use either on Chase.com or using the Chase Mobile app.

What exactly is Chase's lock feature and how does it work?

Chase's lock and unlock feature currently works with all Chase's credit cards. Additionally, Chase mentioned that the feature will be rolled out to Chase debit cards later in 2018.

Lock your card but automatic payments still work

After you lock your card, no one will be able to make purchases, cash advances or balance transfers using your credit card account. However, any automatic payments or recurring charges you have scheduled will continue to work as normal.

This is good news because missing automatic payments can result in late fees and other charges. Fees and credits will also post to your account like normal. Chase will send you an email if anyone tries to make a purchase with the card while the account is locked.

You can lock and unlock your credit cards by logging into your account on Chase.com or using Chase's Mobile App. Locking and unlocking your account takes just a few seconds.

Locking your card on Chase.com

On Chase.com, select the credit card account you want to lock from the accounts home page. Next, click on the "Things you can do" drop down menu in the top right corner of your credit card account summary box.

Then, select "Lock & unlock your card". A new menu will pop up from the right side of your screen with a slider to lock and unlock your card. Simply click the slider to lock your card and click it again to unlock it.

Chase also lists frequently asked questions below the option to lock and unlock your card.

Locking your card on the Chase Mobile app

On the Chase Mobile app, simply press the ". . ." button under the card you want to lock or unlock. It will bring up a menu of options. Then, select "Lock & unlock your card". Click the slider to lock or unlock your card and you're done.

After you lock or unlock your card, you'll get an email verifying you've locked or unlocked your card.

Why you need Chase Lock if you have a Chase credit card

Chase's credit card locking feature can be super helpful to save you time and a headache. It allows you to essentially freeze your account in case you misplace your card but aren't sure if it is actually lost. This keeps potential criminals from being able to make charges while allowing you to search for the card. It also allows you to avoid unnecessarily closing your old account and getting a new account number which can be frustrating, especially if you have automatic payments set up through some vendors.

If you figure out the card fell out of your pocket and you find it in your couch cushions, simply unlock your card and continue using it.

Chase credit cards you should consider adding to your wallet

Chase's lock and unlock feature is available on all of their credit cards, including co-branded credit cards. If you feel like this would be a useful feature, here are a few of Chase's best credit cards you may want to consider adding to your wallet.

Chase Sapphire Preferred® Card

In A Nutshell

The Chase Sapphire Preferred® Card sets the standard for travel rewards by offering an excellent 5x points on travel purchases through Chase Ultimate Rewards®, 3x points on dining and 2x points on all other travel purchases. And points are worth 25% more when you redeem travel through Chase Ultimate Rewards®. That means that the killer 60,000 point sign-up bonus is worth $750 towards travel.

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Excellent

Poor 500-599

Fair 600-699

Good 700-749

Excellent 750-850

What We Like:

A monster of an up-front bonus; 60,000 bonus points after spending $4,000 in the first three months.
5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining, 2X points on all other travel purchases, plus more.
Points are worth 25% more when you redeem travel through Chase Ultimate Rewards®

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases, plus more.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.

Intro Term Purchases

0 months

Intro APR Balance Transfers

N/A

Intro Term Balance Transfers

0 months

Regular APR

15.99%-22.99% Variable

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The Chase Sapphire Preferred® Card currently offers 60,000 bonus points for spending $4,000 on purchases within the first three months from opening your account. You can use those points through Chase's Ultimate Rewards® travel portal to book $750 worth of travel.

You will also earn 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining, 2X points on all other travel purchases, and one point per dollar spent on all other purchases. In addition to booking rewards through the Chase Ultimate Rewards® travel portal, you can also transfer your points to many airline and hotel partners at a one point to one point ratio in 1,000 point increments.

This card does come with a $95 annual fee.

See card details/apply or read our full Chase Sapphire Preferred® Card review.

Chase Freedom Flex℠

In A Nutshell

The Chase Freedom Flex^SM offers an enticing $200 sign-up bonus after spending $500 in the first three months. Plus cash back rewards on travel, dining, grocery store, drugstore and every day purchases with rewards that never expire. All for no annual fee!

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Excellent

Poor 500-599

Fair 600-699

Good 700-749

Excellent 750-850

What We Like:

Awesome $200 cash back bonus after spending $500 on purchases in the first 3 months from account opening
Earn 5% cash back in three spending categories and 3% cash back in two spending categories, plus 1% on all other purchases
0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 – 24.74%

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
3% cash back on dining at restaurants, including takeout and eligible delivery services
3% cash back on drugstore purchases
5% cash back on travel purchased through Chase Ultimate Rewards®, and 1% on all other purchases.
0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99% - 24.74%.
No annual fee.

Intro APR Purchases

0% Intro APR on Purchases for 15 months

Intro Term Purchases

15 months

Intro APR Balance Transfers

N/A

Intro Term Balance Transfers

0 months

Regular APR

14.99 - 24.74% Variable

Apply Now >>

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About the author

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Lance Cothern

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Lance Cothern is the founder of a href="https://www.moneymanifesto.com/">Money Manifesto, a personal finance blog that helps people to master their money so they can live their ideal life. In addition to blogging, he enjoys spending time at the beach with his family. You can connect with Lance on Twitter, Facebook, and LinkedIn.